Styles make fights, and Memphis' style will be too much for Navy to keep up with. The Tigers lead the AAC and are 14th nationally in scoring offense at 46.5 points per game. Meanwhile, the Midshipmen have 27 total points on the season -- 24 of which came last week vs. Wagner. Memphis will put up 40+ and Navy will struggle to get to double-digits.

I told myself was only playing this if it got back under 14 -- and it has. That Micah Roberts and Tom Fornelli both liked Memphis at 14.5 makes me feel even better (although guess they should have waited like me). Navy is somewhat rebuilding and can't exactly raid the transfer portal like Deion Sanders can. 2023 Memphis might be better than the 2022 version that won by 24 at Navy.

There was lots to be excited about with Navy coming into the season with 17 starters returning. But they brought in new head coach Brian Newberry and he wanted to expand the triple-option with more of a passing element. It’s been tough so far, but maybe this is the week they figure it all out. Or perhaps this is the week Memphis rolls as they have in both games this season and covering the last two meetings with Navy. This spread should be closer to -19. I’m on Memphis to cover.

I understand the option can be difficult for teams to prepare for, and Memphis isn't exactly a great defensive team, but Navy is much worse than the market realizes. Only managing 24 points against Wagner, which lost to Fordham 46-16, is a red flag for me. Even with the weather delay.