The No. 10 Penn State Nittany Lions (8-1, 5-1 Big Ten) host the third-ranked Michigan Wolverines (9-0, 6-0) in a Big Ten Conference East Division matchup on Saturday at noon ET from Beaver Stadium in University Park, Pa. The Wolverines are 5-point favorites according to the latest Michigan vs. Penn State odds via SportsLine consensus, while the over/under for total points scored is 45. Michigan is the -209 favorite on the money line (see up-to-date odds for every game this week on our college football odds page). Michigan head coach Jim Harbaugh has been suspended for this matchup by the Big Ten amid the ongoing NCAA investigation of an alleged sign-stealing operation.

Before making any Michigan vs. Penn State picks, you NEED to check out the college football predictions from the SportsLine Projection Model.

The SportsLine Projection Model simulates every FBS college football game 10,000 times. Since its inception, it has generated a stunning profit of well over $2,000 for $100 players on its top-rated college football picks against the spread. Anyone who has followed it has seen HUGE returns.

The model knows the Wolverines are led by junior quarterback J.J. McCarthy, who has played in 34 career games with 22 starts, going 21-1. He has thrown for 2,134 yards and 18 touchdowns with three interceptions this season. He is second nationally in pass efficiency (188.7), and leads the Big Ten and is third nationally in completion percentage (75.7%) and yards per attempt (10.64 average).

The model also knows sophomore Drew Allar powers the Nittany Lions offense. He has completed 181 of 288 passes (62.8%) for 1,895 yards and 20 touchdowns with just one interception for a rating of 140.3. He has also carried 53 times for 100 yards (1.9 average) and three touchdowns. He became the first quarterback in Penn State history to throw for 10 or more touchdowns before throwing an interception in a season.

Now, the model has set its sights on Michigan vs. Penn State. We can tell you the model is leaning Over the total, and it also says one side of the spread hits nearly 60% of the time! You ABSOLUTELY need to see it before locking in any college football picks.

Who wins Michigan vs. Penn State, and which side of the spread hits nearly 60% of the time? ... Join SportsLine right now to find out which side of the Michigan vs. Penn State spread you should be all over Saturday, all from the model that's up more than $2,000 on top-rated CFB spread picks since its inception!