The No. 5 seed Los Angeles Chargers will visit the No. 4 seed Houston Texans in an AFC showdown on Wild Card weekend. The Chargers were finished the regular season on a high note, winning three straight games. In Week 18, they beat the Las Vegas Raiders, 34-20. Meanwhile, the Texans already clinched the AFC South, but still beat the Tennessee Titans, 23-14.

Kickoff from NRG Stadium in Houston is set for 4:30 p.m. ET. Los Angeles is a three-point favorite in the latest Chargers vs. Texans odds, while the over/under for total points scored is 42.5. The Chargers are -159 money-line favorites (risk $159 to win $100), while the Texans are +134 underdogs. Before making any Chargers vs. Texans bets or NFL predictions, you NEED to see which side SportsLine NFL expert Mike Tierney is on, considering his mastery of picks involving the Chargers.

Before making any Chargers vs. Texans picks or predictions of your own, you NEED to see which side SportsLine NFL expert Mike Tierney is on. 

A veteran sportswriter whose work appears periodically in the New York Times and Los Angeles Times, Tierney has covered the NFL for decades and reported from seven Super Bowls. Tierney is 154-124-9 in the NFL the past two seasons, returning $1,586 to $100 players. In addition, he is an amazing 47-25-2 on his last 74 NFL picks in games involving the Chargers, returning a whopping $1,910. Anyone who has followed him could be way up!

Now, Tierney has locked in another confident against-the-spread pick for Chargers vs. Texans on Saturday.

We can tell you he's leaning Under the point total, but he also knows a crucial X-factor makes one side of the spread a must-back! You ABSOLUTELY need to see what it is before locking in any picks of your own.

So who wins Chargers vs. Texans on Saturday, and what x-factor makes one side of the spread a must-back? ... Join SportsLine right now to see which side of the Chargers vs. Texans spread hits hard, all from the expert who is an amazing 47-25 on picks involving the Chargers!