The Texas Tech Red Raiders take on the FIU Panthers at 7 p.m. ET on Saturday at Jones AT&T Stadium. This week is the last before the Red Raiders open Big12 conference play against Texas on September 25. FIU already has more wins than it did in all of 2020, after it finished winless in a shortened schedule.

Tech head coach Matt Wells is finally putting more of his stamp on the program defensively, and the Red Raiders have looked tough on defense to start the year. The Panthers should put that to the test on Saturday, as they have averaged nearly 500 yards of offense through two games. 

The Red Raiders are favored by 20 points in the latest Texas Tech vs. FIU odds from Caesars Sportsbook, and the over-under is set at 54. Before you make any FIU vs. Texas Tech picks, you'll want to see the college football predictions from the SportsLine Projection Model.

The SportsLine Projection Model simulates every FBS college football game 10,000 times. Over the past five-plus years, the proprietary computer model has generated a stunning profit of over $3,500 for $100 players on its top-rated college football picks against the spread. It also enters Week 3 of the 2021 season on a 67-50 run on all top-rated college football picks. Anyone who has followed it has seen HUGE returns.

Now, it has simulated Texas Tech vs. FIU 10,000 times and the results are in. We can tell you that the model is leaning Over, and it's also generated a point-spread pick that is hitting in over 60 percent of simulations. You absolutely need to see it before locking in your own picks.

So who wins Texas Tech vs. FIU? And which side of the spread is a must-back? Join SportsLine right now to see which side of the spread you need to jump on, all from the computer model that has crushed its college football picks ... If you're already a member, see the picks below!