The Baltimore Ravens (3-1) will try to keep pace in the AFC North when they host the Indianapolis Colts (1-3) in NFL Week 5 on Monday Night Football at M&T Bank Stadium. Kickoff is set for 8:15 p.m. ET. Baltimore  is a 7.5-point favorite in the latest Colts vs. Ravens odds from Caesars Sportsbook, while the over-under is 46.5.

Before making any Colts vs. Ravens picks or other NFL Week 5 predictions, you MUST see which side SportsLine expert Mike Tierney is backing.

A national sportswriter whose work appears in The New York Times and Los Angeles Times, Tierney has covered the NFL for decades and reported from seven Super Bowls.

He's used his experience to crush the NFL, going 187-147 against the spread the past three seasons. In addition, Tierney is an incredible 19-10 on his last 29 picks involving the Baltimore Ravens. Anyone who has followed him is WAY UP!

Now, Tierney has pored over the rosters and stats and made his pick for Colts vs. Ravens. We can tell you he's leaning Under the total, but he knows a crucial X-factor makes one side of the spread a must-back! You ABSOLUTELY need to see what it is before locking in any picks of your own.

Who wins Colts vs. Ravens on Monday Night Football? And which crucial X-factor makes one side of the spread hit HARD? ... Join SportsLine right now to see which side of the Cots vs. Ravens spread to jump on Monday, all from the Vegas insider who's 19-10 on Baltimore picks!